Contribution Limits Roth Ira Phase Out 2025. The contribution limits for a traditional or roth ira increased last year but remain steady for 2025. For 2025, the contribution limit for both traditional and roth iras remains at $7,000, consistent with 2024.
In 2025, the roth ira contribution limit is the same as for 2024 at $7,000 for those under 50, and $8,000 for those 50 and older. Not everyone can contribute to a roth ira directly—it depends on how much you earn.
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