401k Limit 2025 Catch Up 2025. Starting in 2025, employees can defer $23,500 into 401(k) plans, up from $23,000 in 2024. So, if you were exercising this option in 2024, you'd only be able to roll over up to $7,000, which is the 2024 limit for people younger than 50.
In 2025, the 401 (k) contribution limit for participants is increasing to $23,500, up from $23,000 in 2024. You’d then be able to roll over.
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